1. Please consult the provident fund center for loan confirmation regarding the first set of housing loan identification standards for housing provident fund loans.
2. Please consult commercial banks and provident fund centers for confirmation of the first set of housing loan identification standards for commercial and provident fund portfolio loans.
3. According to the latest regulations of national tax special additional deduction and other related management measures, the Bank will adjust the identification caliber of the first housing loan in real time and submit relevant information to relevant departments in time.
According to the current regulations, the benchmark interest rate will be formed by referring to the loan market quotation rate for the corresponding period in the latest month and adding some points. The lowest interest rate of the first suite shall not be lower than the published interest rate, and the second set of interest rate shall not be lower than the final interest rate formed by the quoted interest rate of the loan market plus 60 basis points for the corresponding period.
The benchmark interest rate of the first set of commercial housing loans released today refers to the LPR interest rate released on September 20, which is 4.85%, so the execution interest rate of the first set of commercial housing loans is not less than 4.85%; Add at least 60 basis points to the second suite, that is, not less than 5.45%.