Thank you for inviting me ~
Under normal circumstances, the system will cancel the account three months in advance, cancel the account in the system for six months, and there will be a cold number period of six months after canceling the account, and then the number will be released to others for processing again. Account cancellation cannot be handled through online business hall or customer service. If you decide not to use it anymore, it is recommended to bring your ID card to the business hall to pay the arrears and cancel the account. Now, telephone arrears have also been added to the credit information system. At present, arrears do not affect credit reporting. However, if you are a contracted user, that is, you sign an agreement to give away your mobile phone or phone bill, you will owe money or cancel your account during the agreement period, and you will gradually join the credit evaluation in the future.
Second, will the arrears of Unicom's mobile phone card affect the handling of loans and credit cards?
After the real-name registration system, the paid users have arrears. If they don't want to continue using it, they must go to the business hall to cancel their accounts. If the arrears lead to downtime, the arrears will be linked to your name, and the identity documents will be blacklisted, which will affect the future Unicom business (the previous period will not affect other businesses such as banks). However, contract users cannot close or cancel their accounts because of the contract, even if they give up their accounts one year before the term of the agreement, it is also a breach of contract. Therefore, if they are allowed to stop work due to arrears, it is not only a breach of contract, but also a punishment. In addition, late payment will charge three thousandths of the fee every day, and every little makes a mickle. There will be reminders and phone calls in the future, which is very troublesome and uneconomical. After the arrears have accumulated to a certain amount, China Unicom can recover them through legal channels. It is suggested that if you owe money, you should pay it off. If you don't want to use them, you can cancel your account in the business hall.
Third, will default on telephone charges affect loans?
No, the current telephone bill is in arrears, isn't it?
4. Will defaulting on the telephone bill affect the loan?
If you don't receive a return call during the application period, it will definitely affect you. If the bank calls back and your phone stops, you refuse directly!