Since its establishment, Du Xiaoman has always been committed to supporting small and micro enterprises, with the initial intention of helping the real economy in China. In response to the financing difficulties of small and medium-sized enterprises and the high financing cost of companies, he constantly exerted the competitive advantages of science and technology and finance through practical activities and explored the practical approach of 1. In addition, from beginning to end, Du Xiaoman regards reducing the financing cost of SMEs as one of the development strategies of enterprise development.

Is Xiaoman Finance formal, reliable and legal?

The fullness is formal and reliable, so you can use it with confidence. For personal loan customers, we should first choose a formal and reliable website to handle loans. To distinguish whether a company is formal and reliable, the first thing is to see whether there is a corresponding qualification certificate and whether the relevant financial enterprises are reasonable and legal. An information inquiry system that can disclose company information.

Do you have a credit report from Xiaoman Finance?

Credit report.

When you have money to spend a personal loan, you can check the status of your personal credit report with your permission and leave a record in the credit report. This is only a record query of the loan you have handled, and it will not have adverse effects. If you repay the loan on time, without violating the rules or loans overdue, the inquiry of loan records may become the "positive information" of your personal credit information, and gradually generate a "personal credit information ID card", which is beneficial to the accumulation of your personal credit information level and other personal loan applications. Connecting personal credit report only reflects your historical time usage; Maintaining a stable way of repaying loans on time is also conducive to your personal credit accumulation.