Yunnan Rural Credit Cooperative will automatically deduct the interest on the loan No.20 if it fails to repay it on the afternoon of February/Kloc-0. Will automatically deduct money. After the deduction fails on the repayment date, the system will continue to deduct the money at the end of the next day and the next day. The loan deduction time is generally the agreed repayment date. Before 12 o'clock that night, rural credit cooperatives took the benchmark interest rate of central bank loans as the guiding interest rate of rural credit cooperatives.