Personal poverty alleviation loan is a poverty alleviation financial service platform developed by Jiangxi Branch of Bank of China, which implements the requirements of financial precision poverty alleviation and "undertakes social responsibility" to help the poor. It is a loan specially issued by our bank for the poor people covered by the risk compensation mechanism of "poverty alleviation immigrant industry credit linkage" of local governments.
The above contents are for your reference. Please refer to the actual business regulations.
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How much is the interest of the national poverty alleviation farmers' loan of 300,000 yuan for 23 years, and how can it be repaid in which bank?
According to your description, you should refer to the "Rural Poverty Alleviation Loan" launched by China Municipal Government, which is a low-interest loan for poor rural families with a maximum loan amount of 300,000 yuan.
As for the interest, because the "rural poverty alleviation loan" launched by the government is a low-interest loan, the specific interest is determined by the government according to the policy at that time. You can consult your local bank for details.
Regarding repayment, you can go through the repayment procedures at the local bank. Under normal circumstances, you can choose to pay off in one lump sum or return on a monthly basis, and you can choose the most suitable repayment method according to your own situation.
Want to ask poor households where to get a loan?
Poor households can apply for loans from local banks, and they can enjoy national interest subsidies when they participate in the national special loan project for precision poverty alleviation. The loan amount can generally be used for productive business activities, such as planting, breeding, agricultural products processing, transportation, commercial circulation, farmhouse restaurants and so on.
However, not everyone can apply for interest-free loans from poor households. It is necessary to issue a certificate of poor households with official seal, and the borrower has good credit, repayment ability and willingness. In addition, the loan review of poor households is strict, so don't cheat, otherwise the bank will verify clearly, not only the loan will fail, but also the personal credit will be affected.
For more information about where poor families can get loans, please visit: See More.