We all know that the basic operation of loans is from small loans to huge loans. Finally, if the repayment amount exceeds their ability, they may choose to repay the loan with a loan, which is the last method used. With the increasing debt, their channels are becoming more and more limited. Maybe they will choose to tell their families to solve it together according to their family ability. I think in this case, they should not lend money from the beginning, but should be borne by the family. Or they may choose to go to extremes. This is terrible, sometimes some people will be very helpless. I remember reading a news before, a college student, with excellent academic performance, was ready to help others, but once fell into the pit of loan. He had no choice but to borrow money from his close classmates. In the end, it is a pity that he chose to jump off a building to end his young and lively life. In short, no matter how it is solved, the result will not be satisfactory. Maybe you will say, knowing that online lending is harmful to people, why do these people borrow it again and again? We can never feel the pain of others. People who can generally take the road of online lending have no choice but to use other normal channels.
At present, the pressure of social competition is great, and everyone is under great pressure. There are many places that need money. There is also the fact that desire can't keep up with people's economic ability, so loans have become one of the ways for many people to realize their wishes. Of course, a good loan record is good for credit report, but most banks don't like lending to these people, such as small loans. Once these records appear in your credit report, it usually takes several years for your credit report to return to normal. And don't think that you don't have to pay back the small amount of online loans. This brings you not short-term pain, but long-term pain.
In short, don't lend easily, let alone lend easily.