If the loan contract has been signed and the loan is waiting to be issued, the cancellation needs to pay liquidated damages.
In the process of applying for car loan, car buyers can choose 12 months to 36 months.
The information required for the installment of used car loans is as follows:
1, certificate of purchase issued by the used car trading market;
2. The second-hand car down payment certificate;
3. Personal ID card, income certificate, work certificate, driver's license and other information.
Installment sales contract
Pay attention to these invalid clauses in the installment contract. When concluding the installment payment contract, the buyer and the seller should fully consider the transaction risk and the commercial credit of both parties, and pay special attention not to violate the existing laws when concluding the breach clause, otherwise the clause may be invalid. In practice, there are many cases where the buyer can't pay on time due to subjective and objective factors, but when the two parties conclude a contract, the buyer often can't foresee this change in the future; Considering the possibility of the above risks, the seller will transfer all risks to the buyer through the format clauses in the contract in advance. Therefore, in order to protect the interests of consumers, under the premise of the principle of freedom of contract, the state appropriately imposes certain mandatory restrictions on installment sales contracts to curb the effectiveness of unfair format clauses between buyers and sellers. For example, China's "Contract Law" and related judicial interpretations stipulate that if the installment buyer fails to pay one-fifth of the total price, the seller may require the buyer to pay the full price or terminate the contract; If the seller terminates the contract, it may require the buyer to pay the royalties of the subject matter. However, both parties shall not stipulate in the contract that the unpaid amount of the buyer is less than one fifth of the total price, and the seller has the right to demand full payment or terminate the contract.
How can I sign a contract if I can't transfer the second-hand car?
How can I sign a contract if I can't transfer the second-hand car? 1. How can I sign a contract if I can't transfer the second-hand car? The most important point is about the attribution of accident responsibility. When signing a contract, there should be clear terms of responsibility, accurate to a few minutes and seconds. You should give the car to the other party and use a formal second-hand transaction contract. The transfer of used cars, as the name implies, is to change the name of the owner of the vehicle. It is an inevitable procedure in the process of buying and selling used cars, and it will bring inconvenience to both buyers and sellers if the vehicles don't pass the door. 1, buying and selling used cars only sign an agreement, but the former owner can still use the car as collateral, which harms the interests of the later owner. 2. According to Article 3 1 of the Measures for Handling Road Traffic Accidents, if the driver of a motor vehicle is temporarily unable to pay the compensation, the driver's unit or the owner of the motor vehicle shall be responsible for the payment in advance. If there is no transfer, the owner is still you, which means that if someone else has an accident, you may have to bear the responsibility. If others escape, you will be even worse and take full responsibility. Because I can't find anyone, I can only find you. 3. In addition, for the buyer. Although there is a second-hand car, but the property rights have not been transferred to their own names, it is easy to have disputes in the future. Therefore, the sale of used cars must go through the transfer procedures. Second, the second-hand car transfer procedures The necessity of handling the second-hand car transfer: Handling the second-hand car transfer can legally complete the transfer of vehicle ownership, protect the legitimacy of vehicle sources, such as avoiding buying smuggled cars and stealing cars, and at the same time clarify the division of responsibilities between buyers and sellers related to vehicles, such as debt disputes and traffic violations, so as to ensure the legitimate rights and interests of buyers and sellers. Conditions for handling the transfer of used cars: there are legal sources and procedures, no records of bank pledge and court seal, no records of traffic violations and accidents, no records of arrears, and complete documents. Materials and certificates required for the transfer of used cars: original owner's ID card, new owner's ID card, original/copy of vehicle driving license, purchase tax book, vehicle and vessel use tax payment certificate, motor vehicle registration certificate, motor vehicle criminal investigation inspection sheet, insurance policy/card/invoice. All of the above are required to provide the original. The basic transfer process of used cars: vehicle management office file search → criminal investigation, industrial and commercial vehicle inspection → acceptance receipt of driving license → original driving license → purchase tax transfer (cancelled after 20 12 1) → insurance renaming.