Regarding the interest rate of micro-industry loans, Li Yang said, "Micro-industry loans are repaid with the loan, and it will take (just) a few days to calculate the interest. It can be used for two years at most, and it can be repaid in batches with a cycle of one month. The repayment method is average capital. The monthly interest rate is 3% to 1 minute, mainly depending on the qualification of the enterprise. "

"Weizhong Bank only signed nine first-level agents, and we are second-level agents. Both the first-level agent and the second-level agent need to pay for themselves in the early stage of development. Because it takes a month and a half for the first-level agent to get the rebate from the bank, it takes a month for the second-level agent to get the rebate from the first-level agent, "Li Yang said. "However, the second day after we saw the loan list in the background of the bank, we need to hand over the rebate to the third-level agent and then pay the money to the lower-level agent ourselves."

Li Yang also stressed that after the amount approved by Weizhong Bank comes out, it is necessary to open an enterprise general account in Weizhong Bank, at least allowing customers to withdraw 1 10,000 yuan. "Weizhong Bank requires customers to open accounts and withdraw money, at least 60%. For example, it has handled loans for 65,438+000 customers, and at least 60 customers have opened accounts and withdrawn money, "Li Yang said.

Zhao Yun said: "The agent's rebate is extracted from our platform. First of all, you should register and prepare the corporate customer ID card, the account number and password of the electronic tax bureau on the platform. The commission is returned to the platform first, and the agent will refund the money. " Subsequently, Zhao Yun also sent a video of the specific operation process.

Recently, however, many banks have been fined by regulators for inadequate post-loan management. 65438127, Ningbo Supervision Bureau of the Bank of China Insurance Regulatory Commission issued 26 consecutive fines, among which, Ningbo Branch of Ping An Bank was fined 654.38+0.6 million according to Articles 46 and 48 of China Science and Technology Investment Co., Ltd. for "ineffective management of employee behavior, inadequate investigation and review of loans, inadequate management and control of loan funds, and lax review of trade background of letters of credit". ",and ordered the branch to give disciplinary action to the relevant directly responsible personnel.