However, it should be noted that you can only apply for a loan in your own name. If the application is made in the name of a family, the bank (lending institution or platform) will review the credit information of both husband and wife when approving the loan operation. Once one party is found to be dishonest, it will naturally affect the loan approval.
If you become a faithless person because you have the ability to repay the debt, both husband and wife had better find ways to pay off the debt quickly, and when the debt is paid off, you can remove your husband from the list of faithless people.