Chongqing real estate mortgage loan process: 1. The borrower has an account with Chongqing Loan Bank. 2. The borrower prepares the materials required by the lending institution. 3. Interview with the bank. 4. The bank shall review the borrower's information. 5. After the bank has approved it, it will notify the borrower of the approval result and sign a loan contract with the borrower. 6. Go to the Construction Committee for mortgage registration. 7. The Project Construction Committee issues his right certificate. 8, according to the situation for insurance, notarization and other procedures. 9. The bank will directly transfer the loan to the account agreed in the contract. 10. The borrower repays the loan principal and interest according to the loan contract.