there are two main types of employees in rural commercial banks: one is the formal employees of the bank (also known as the employees in the bank), and the other is the labor dispatch contract workers.
A regular employee in a bank is an employee who has signed a formal labor contract with the bank. Enjoy the normal salary stipulated in the contract, various welfare subsidies and performance bonuses, and there are many opportunities for promotion.
Bank dispatchers, that is, dispatch contracts are only signed with the dispatching company, which is equivalent to temporary workers. They are dispatched by the dispatching company to work in the bank, and the bank allocates the salary and bonus to the company and then gives it to the employees. Generally speaking, dispatched workers work in banks, but they are not employees of banks. They just send companies to banks to do auxiliary work, and they have no chance to enter the management. Their wages and benefits are lower than those of formal workers in banks, and their bonuses are generally the same.
Rural commercial bank (English name: rural commercial bank) is a kind of commercial bank in China that serves local farmers, agriculture and rural economic development.
rural commercial banks are mainly established on the basis of rural credit cooperatives and county (city) associations of rural credit cooperatives. They are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations under their jurisdiction, and are in the form of joint-stock companies.
Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be transformed into rural commercial banks. Cancel the qualification shares in an all-round way and encourage qualified rural credit cooperatives to be restructured into rural commercial banks. On the premise of maintaining the overall stability of the county (city) legal person status, we should steadily push forward the reform of the provincial association, and gradually build a new relationship between the provincial association and the grassroots legal person society with property rights as the link, equity as the link and regulation as the constraint, so as to truly form the same interests of the provincial association and the grassroots legal person society.
On May 21, 219, the People's Bank of China published the Notice of the People's Bank of China on Lowering the RMB Deposit Reserve Ratio of Rural Commercial Banks Serving Counties, which further refined the policy framework of implementing a lower deposit reserve ratio for small and medium-sized banks announced by the Central Bank on May 6.