1. Personal commercial housing loans are used to purchase commercial housing, including shops, office buildings, commercial and residential buildings, etc.

2. The loan currency is RMB.

If you need to apply, you can fill in the application information in the more loan application at the bottom of the personal mobile banking-loan page of China Bank.

Tips:

1. According to whether the house ownership certificate is obtained before the house transaction, it is divided into first-class commercial houses (referring to the commercial houses that have not obtained the house ownership certificate issued by the real estate registration department for the first time before the house transaction) and second-class commercial houses (referring to the commercial houses that have obtained the house ownership certificate before the house transaction);

2. Due to the differences in business in different regions, please consult the local personal outlets of China Bank for details. You can click the life-outlet queuing function in personal mobile banking of Bank of China to query the outlet information of Bank of China (you don't need to log in to personal mobile banking of Bank of China).

(Answer time: 65438+202319 October)

The above contents are for your reference. Please refer to the actual business regulations.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.