According to Baidu French Network, the business license loan does not need a legal person to go in person. The agent can bring the business license, organization code certificate, original and photocopy of tax registration certificate, copy of legal person ID card (front and back), power of attorney of legal person (original, authorizing you to open a bank account), application for opening an account, official seal, financial seal and legal person name seal to fill in the application for opening an account at the bank.

Loans with business licenses also need to meet the following conditions:

1. The business license has expired for one year. Business license takes more than one year. If the business license time is not enough, it is necessary to provide materials (such as running water, invoices, etc.) for previous operations. ) prove that it is in line with business hours.

It has an actual business place. Must have actual business premises, and can provide a lease contract or photos of business premises or water and electricity bills to prove that the enterprise is truly operating and its operating conditions are stable and normal.

3. The borrower and the enterprise have good credit information. Both the borrower and the enterprise have good credit information, and the liabilities are within a reasonable range, overdue within two years, and there is no serious overdue for more than two years. The inquiry of the credit reporting agency is within a reasonable range.