Type of house purchase: small apartment, low-priced house, avoid "house in school district"

How to buy house: Provident fund or combination loan is preferred

Recommendations for home purchase: " "Weijia Anjie" believes that for those who just need to buy, after the tightening of property market control policies, especially in today's policy environment where it is not only difficult to buy a house, but also more difficult to sell a house, as long as you find a house, you will not be able to sell it at any time. It doesn't matter much. When buying a house, you should inquire whether you can get a loan. At present, most of the people who want to buy real estate are people who rent to buy or come to Beijing from other places. Therefore, try to choose small-sized houses with low total prices. In addition, if there is no urgent need, try to avoid "school district houses". Such houses are always If the price is high and the house is older, the loan amount and term will be limited, which will increase the pressure of buying a house.

Loan suggestion: If the house you want to buy is not large and the total price is low, you can choose a provident fund loan or a combination loan, because the current commercial loan disbursement is relatively slow. There is not much difference between a provident fund loan and a commercial loan, so choosing a provident fund loan or a combination loan can actually save more interest under the same lending conditions.