The lending bank of Sunshine Loan is China Everbright Bank.

The business of Sunshine Small Loan Company includes: handling various small loans; handling financing consultation; handling small and medium-sized enterprise development, management, and financial consulting; and other businesses approved by industry authorities.

"Sunshine Easy Loan" (Sunshine Loan): is an "unsecured credit loan product" jointly launched by China Everbright Bank and China Ping An Property Insurance Co., Ltd. "Sunshine Easy Loan" is a new mortgage-free loan product launched by Everbright Bank and Ping An Group of China. It is a credit guarantee product for ordinary residents to carry out unsecured loans. As long as you meet the requirements, you can apply for a small loan (10,000-150,000) issued by China Everbright Bank. The loan period is 12-36 periods. The full amount is received. No mortgage or guarantee is required. The procedure is simple, the period is flexible and approval is required. Fast. Credit-based student loans in the student’s place of origin: refers to the loans issued by financial institutions such as the China Development Bank to eligible freshmen and current students of ordinary colleges and universities whose families have financial difficulties (hereinafter referred to as students). Students and parents (or other legal guardians) apply to the place where the student’s registered residence is Student loans applied for by county (city) student financial aid management centers or financial institutions to help students from financially disadvantaged families pay for tuition and accommodation fees during their studies at school. Credit student loans from the student's place of origin are credit loans and do not require guarantees or mortgages. The student and his or her parents (or other legal guardians) are the same borrowers, and both parties bear the responsibility for repayment.

Sunshine loans generally refer to a standardization and standardization launched by credit cooperatives based on the integrated planning of rural credit, combined with the current rural economic situation and financial development characteristics, and the actual operating conditions of rural credit cooperatives. , Transparent credit business management model. As the name suggests, its purpose is to make credit benefit farmers like sunshine, from loan application to loan officer service to loan issuance, aiming to solve the problems of farmers' difficulty in getting loans and lack of funds in the production process. The "sunshine" of the loan process controls credit risks from the source. At the same time, Sunshine Loan also implements a series of preferential measures for high-quality customers, such as no guarantee, simplified mortgage procedures, etc., so that they can feel the benefits of maintaining credit and repaying on schedule, thus helping to cultivate a good credit environment.

Specific processing procedures:

1. Farmers need to cooperate with credit union personnel to conduct household surveys and truthfully provide business conditions and income-related information;

2. Sampling Farmers need to truthfully fill in the back-to-back farmer household questionnaire;

3. Credit cooperatives publicize the credit loan amount of farmers. Farmers who are interested in their own credit loan amount or the credit loan amount of other farmers can directly Report to the local credit union or county credit union, or give feedback by phone or other methods;

4. After receiving the "Sunshine Credit Credit Notice" delivered by the credit officer, the farmer must promptly Contact the credit union to go through relevant procedures and receive a letter of credit. The information that needs to be provided includes the ID cards of farmers and their spouses, marriage certificates, supporting information on business projects, ID cards of the guarantor, and other relevant information required by the credit union.

5. After going through the credit procedures, farmers who need a loan can bring their ID card and letter of credit and go through the loan procedures directly at the credit union counter. It’s convenient and quick to do it whenever you go.