Hangzhou Housing Provident Fund Management Center offered a New Deal, and issued and adjusted the approval quota of housing provident fund loans. Obviously, after the tightening of bank loans, provident fund loans are also further tightened.

It shows that housing provident fund loans are mainly aimed at affordable housing and ordinary housing, restricting townhouses and prohibiting villas and non-residential housing from applying for housing provident fund loans. In contrast, in the old standard, "the construction area of the first set of housing provident fund loans for employees is below 1.400 square meters or other prescribed standards, and employees can buy and build houses again because of the improvement of housing conditions after the loan is paid off, which meets the basic conditions of loans. You can apply for a second set of housing provident fund loans."