It is a personal online consumer loan launched by Bank of China. It is a timely online loan and a consumer loan. The characteristic of online loan is that it only needs online application and does not need offline signing. But the characteristic of consumer loans is that the loan amount can only be used for consumption. Once China Bank finds that the loan funds have been used illegally, China Bank can ask users to repay the electronic payment of China Bank in advance.

What does it mean to freeze the e-credit line of BOC?

It means that the BOC e-loan line applied by the user is frozen. After being frozen, users cannot consume. The loan is a credit consumption loan product launched by China Bank. It is mainly aimed at high-quality customers of banks, wealth private bank customers, mortgage customers and customers who have saved social security, provident fund and tax in some areas.