From June 1, 2015, Qingdao will launch a new housing provident fund off-site loan business across the city. You must meet the following four conditions before you can apply.

Conditions for provident fund off-site loans:

1. First of all, employees who have Qingdao household registration, are employed in other cities in Shandong Province and pay housing provident funds normally, purchase state-owned land in Qingdao When you can apply for a self-occupied house with property rights, you can apply for a housing provident fund off-site loan to the Qingdao Housing Provident Fund Management Center with the certification materials issued by the housing provident fund management center in the place of employment.

2. Applicants applying for housing provident fund off-site loans must comply with Qingdao housing provident fund loan requirements and housing provident fund loan application and deposit standards, and neither the applicant nor his spouse has used the deposit place in other cities in the province. Housing provident fund loan. In addition, the applicant and his or her spouse are only allowed to apply for a housing provident fund off-site loan once.

3. If the applicant or his/her spouse has applied for a housing provident fund loan in Qingdao, the criteria for determining the number of loans in Qingdao will apply.

4. The final applicant’s housing provident fund account balance determination standards, loan amount calculation and loan period for housing provident fund off-site loans shall comply with Qingdao housing provident fund loan policy regulations.

(The above answer was published on 2015-06-27, please refer to the actual relevant current home purchase policies)

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