Legal analysis: after the debtor dies, the relationship between creditor's rights and debts still exists, and the guarantor needs to bear the guarantee responsibility. Of course, if the debtor has an inheritance, it can be executed. The purpose of guarantee is to safeguard the rights and interests of creditors and protect the security of transactions. According to the relevant provisions of the inheritance law, the death of the debtor does not lead to the loss of debt.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.

Article 670 Interest on a loan shall not be deducted from the principal in advance. If the interest is deducted from the principal in advance, the loan will be repaid according to the actual loan amount and the interest will be calculated.

Article 671 Where the lender fails to provide the loan on the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses.

If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.