Legal analysis: 300,000 yuan. With the approval of the CMC, the amount of provident fund loans shall not exceed 70% of the purchase price or the assessed value, and the proportion of affordable housing loans to house prices may be appropriately increased. The maximum loan amount is 250,000 yuan. The maximum loan amount can be increased to 300,000 yuan if both husband and wife pay the housing provident fund in full and purchase the same set of self-occupied housing with loans. The loan amount of personal housing loan to provident fund of commercial banks is the balance of the borrower's last loan repayment, which does not exceed the maximum loan amount. The minimum term of provident fund loan is not less than 1 year (including 1 year) and the longest is not more than 25 years. The loan period for the purchase of commercial housing and affordable housing shall not exceed 25 years, and the loan period for the purchase of re-traded housing and the construction, renovation and overhaul of housing shall not exceed 24 years. Among them, male: the sum of the loan period and my current age is no more than 60 years old. Gender: The sum of the loan period and my present age shall not exceed 55 years old.

Legal basis: Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund.

Article 3 The housing accumulation fund paid by individual employees and the housing accumulation fund paid by the unit where employees work for employees belong to individual employees.

Article 4 The management of housing provident fund shall follow the principles of decision-making by the housing provident fund management committee, operation of the housing provident fund management center, special account storage and financial supervision.

Article 5 The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of self-occupied housing by employees, and no unit or individual may use it for other purposes.

Article 6 The deposit and loan interest rate of housing provident fund shall be proposed by the People's Bank of China, and submitted to the State Council for approval after consulting the construction administrative department of the State Council.

Seventh the State Council municipal construction administrative departments in conjunction with the the State Council municipal finance department, the people's Bank of China to develop housing provident fund policy, and supervise the implementation.

The construction administrative departments of the people's governments of provinces and autonomous regions shall, jointly with the financial departments at the same level and the branches of the People's Bank of China, be responsible for supervising the implementation of the regulations and policies on housing provident fund management within their respective administrative areas.