There are many large commercial banks in China, and the Postal Savings Bank is a common one, with outlets all over the country and many high-quality credit products. Today, I will briefly introduce how to apply for a loan from the Postal Savings Bank. The specific application process is as follows.

I. Handling of Credit Business of Postal Bank

Step 1: The borrower carries personal ID card, bank account, work certificate and other information materials to the postal bank outlets or online banks for credit business;

Step 2: The Postal Savings Bank accepts the credit business and conducts an audit. You can pay attention to the progress of mobile phone information or APP.

The third step: the Postal Savings Bank may call back during the audit process to keep the mobile phone open;

Step 4: After the loan review is completed, the Postal Savings Bank signs a loan agreement with the borrower. The Postal Savings Bank arranges the payment, and the borrower repays the principal and interest on time.

Second, the post bank mortgage loan processing flow

Step 1: The borrower initiates a loan application, and according to the requirements of the bank, submits the property right certificate and other collateral ownership proof materials.

The second step: bank audit, in addition to auditing the qualifications of borrowers, but also evaluating the value of mortgages such as houses;

Step 3: The borrower signs a mortgage contract with the bank;

Step 4: Go through the notarization procedures, sign the loan contract, and the borrower will repay the loan with the letter of credit.

Remind everyone:

1. Remember to cancel the registration after the mortgage repayment is completed.

2. When submitting the application materials for bank loans, special attention should be paid to the authenticity of the submitted application materials. If the submitted information is untrue, it will be rejected. The same submission should be complete, which can save processing time and let everyone get the loan faster!