2. The borrower can go to the counter of the loan business department and handle the business of adjusting the monthly repayment amount through the written entrustment of the counter. The borrower shall also make adjustments three working days before the current repayment date (excluding the repayment date), and the monthly repayment amount shall not be adjusted from three working days before the repayment date to the repayment date.
When handling, you must bring your original ID card and a copy of your ID card, and sign the borrower's notice to adjust the monthly repayment. The loan business department shall examine and approve the borrower's application for adjusting the monthly repayment amount after receiving it. The borrower can only go to the loan business department to adjust the monthly repayment amount once per period.
Prepayment process of provident fund loans
1. Repayment in full in advance: after the loan bank verifies that the relevant materials are correct, it will go through the formalities of prepayment in full.
2. Early repayment with the same loan term: the loan bank instructs the borrower to fill in the relevant agreement. If the original loan guarantee method is mortgage+insurance, and the mortgage registration has not been completed, you need to go to the insurance company designated by the city center with the original insurance policy, your ID card and relevant agreements to reduce the insurance coverage, and the final agreement should be sent to the corresponding sub-center by the loan bank in time.
3. If the original loan guarantee method is mortgage+insurance and the mortgage registration has been completed, the borrower who chooses non-mortgage+insurance applies for partial repayment in advance and shortens the loan period: the loan bank instructs the borrower to fill in the relevant agreement, and the signed agreement is sent to the corresponding sub-center in time by the loan bank.
4. The original loan guarantee method was mortgage+insurance, which is still within the insurance period, and the mortgage registration has not been completed: the borrower can apply for partial repayment in advance and shorten the loan period, and can go directly to the guarantee center for handling.
Extended data
Application materials for prepayment of provident fund loans
1. XX city housing provident fund withdrawal (transfer) voucher filled in and stamped with the official seal of the unit;
2. One original and one copy of my ID card;
3. Original housing provident fund loan contract;
4 housing provident fund loan balance sheet stamped with the official seal of the loan bank "personal loan center" (handled in the loan bank "personal loan center");
5. Personal current repayment passbook opened in the entrusted bank;
6. If you need to withdraw the balance of your spouse's provident fund, you also need a copy of your marriage certificate and your spouse's ID card.
Baidu Encyclopedia-Beijing Housing Provident Fund Loan
What about the prepayment of Beijing housing provident fund loan?