Your ID card is borrowed from the rural commercial bank. Now you need to borrow money with your hukou book, which won't affect you. You can keep borrowing money.
Second, will taking an ID card to get a loan affect your family and parents?
Without your signature, you don't have to accept the loan.
3. Can others use my ID card to handle bank cards or loans?
Can't handle bank cards and loans.
One. Bank card account opening process: I go to the counter with the original ID card and the amount of 15 yuan or above (inclusive):
1, an account opening application form must be filled in duplicate (the specific contents are account name, contact address, certificate type and certificate number, postal code and telephone number, an application form for customer information registration and change (the contents are the same as above except the amount), and the back of the bank card deposit slip (account name, amount, currency and ID number);
2. The staff copies the documents;
3. To handle the business, voice prompts you to enter the 6-digit password twice. Be careful not to press enter after each input, just wait for the voice prompt to input again. The password setting should not be too simple, you can't enter the birthday, the six-digit number should not be overlapping, and the sequence number is 123456. You can't let others see the password you entered, and you can't reveal your password after processing.
Two. You can't borrow money with someone else's ID card. When examining the qualifications of borrowers, general lending institutions mainly check the borrower's ID card, income and property certificate, and only those who meet the loan conditions can handle it. Taking someone else's ID card as proof of identity is not in line with the loan conditions, because the lending institution cannot determine the identity information of the borrower and is worried about the loan default, and generally refuses the loan directly.
4. Will getting an ID card to get a loan affect your family and parents?
Don't leave your family's contact information. It doesn't matter if you don't borrow it.