1. The benchmark interest rate for RMB deposits is as follows:

1. Demand deposit: the benchmark interest rate is 0.35%.

2. Time deposit:

(1) lump sum deposit and withdrawal: three months 1. 10%, six months 1.30%, one year 1.50%, two years 2. 10, three years 2.

(2) installment deposit, lump sum deposit and withdrawal, installment deposit, principal plus interest: one year 1. 10%, three years 1.30%.

3. Agreement deposit: the benchmark interest rate is 1. 15%.

4. Notice deposit: 0.80% for one day, 7 days 1.35%.

Two. The benchmark interest rate for RMB loans is as follows:

1. Short-term commercial loan: within 1 year (inclusive), with an annual interest rate of 4.35%.

2. Medium and long-term commercial loans: 1 to 5 years (including 5 years), with an annual interest rate of 4.75%; For more than 5 years, the annual interest rate is 4.9%.

3. Personal housing provident fund loan: less than 5 years (including 5 years), with an annual interest rate of 2.75%; For more than 5 years, the annual interest rate is 3.25%.