After issuing a loan, the general bank may ask the customer to provide a proof of consumption to ensure that your loan will not be used for illegal purposes. If it cannot be provided, it is likely that the loan will be recovered in advance. In the process of economic development, sometimes the economy will overheat. After a high level of inflation, most policymakers will tighten monetary policy and limit the scale of loans or the direction of industries. At this time, a large amount of funds will need to be returned to the bank, and the bank has to choose to stop or recover some loans that have been issued in advance because of the reduction in loan scale or the limited loan direction.