The apartment can be mortgaged, as long as it is a legal property, but it must have clear property rights, preferably a relatively new house with good liquidity, and the property must be no problem and not within the scope of government planning. In addition, mortgage can only be mortgaged to houses in this city, not to houses in other places.

What are the conditions for mortgage of real estate? 1. The property right of the mortgage loan of real estate license should be clear, meet the listing and trading conditions stipulated by the state, and can enter the real estate market without any other mortgage; The house age (calculated from the date of house completion) shall not exceed 30 years.

2. Mortgaged houses are not included in the local urban reconstruction plan, and there are real estate licenses and land certificates issued by real estate departments and land management departments.

3. The owner of the collateral can be the borrower himself or others.

4. If another person's property is used as collateral, the mortgagor must issue a written commitment to the borrower to apply for a loan with his property as collateral, and ask the mortgagor, his spouse or other property owners to sign it.

What is the mortgage loan process of the real estate license 1? Borrower prepares relevant materials: Before the loan, the borrower needs to provide many materials to the bank, including ID card, household registration book, marriage certificate, real estate license, house purchase contract, etc.

2. The bank runs the road: According to the value of the house, the bank's mortgage amount is different. In addition to mortgage real estate license, banks also need borrowers to have good credit and economic strength in order to better avoid risks, so most banks will require borrowers to provide bank running statements of their personal accounts for nearly half a year.

3. Apply for a loan from the bank: the amount of housing loan is generally more than 5,000 yuan, and the value of the property is less than 70%. The expected annualized interest rate of the loan will rise by a certain percentage according to the benchmark expected annualized interest rate of the central bank. The loan term is generally 5 to 30 years, and the repayment methods generally include equal principal and interest, equal capital and so on. The former has less repayment pressure in the early stage and the latter has less repayment pressure in the later stage, so the borrower can choose flexibly according to his own situation.

4. Bank review of mortgage: After applying for mortgage, the bank began to review the qualifications of borrowers.

5. After the bank has passed the examination of the borrower's mortgage and agreed to issue the loan, the borrower needs to go to the local delivery room management department at or above the county level and go through the mortgage registration formalities with the bank clerk.

6. The bank obtains the real estate license and lends money: after the above procedures and processes are completed, the bank will lend money to the borrower. But because it is a housing loan, generally speaking, the bank loan will directly hit the account of the real estate developer and will not be paid directly to the borrower.

2. Can Kunshan Aichi International Apartment apply for a loan? Can I get a real estate license?

Aichi International can't be regarded as a first-hand house in the strict sense (equivalent to getting a certificate of marital status and being unmarried). The developer has already obtained an abortion certificate, and the sales contracts signed now are all stock housing contracts (that is, second-hand housing sales contracts). Moreover, the developer has mortgaged all the small property certificates, and the buyer can't go on until the developer cancels the mortgage according to the normal sales contract procedures. If the developer maliciously delays the release of the mortgage, a room is mortgaged with a sum of money, and then the house payment is collected from the house for other purposes, there is a risk. Because you haven't released your previous mortgage, you can't submit normal loan information at all. It is said that some customers have signed contracts for half a year and have not applied for loans.

3. Where did Makita js come from?

Makita js is produced by Makita Corporation of Japan.

Makita Co., Ltd. is one of the largest manufacturers of professional electric tools in the world. Headquartered in Ancheng, Aichi Prefecture, Japan, it was established in 19 15 and listed in Tokyo, Nagoya, Japan and Nasdaq, with a registered capital of 24.2 billion yen and more than 9,000 employees.

Based on nine wholly-owned large-scale production plants and a comprehensive research institute with advanced equipment, Makita Company cooperates with overseas subsidiaries in 48 countries and regions to implement global production and sales plans.