1. Where can I get an Alipay loan? How to apply for an Alipay loan in 2017

Use mobile Alipay and log in, click more as shown below:

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It is available under More

The download will appear when you click it for the first time. After a while, the mini program for small and micro loans that should be embedded in Alipay will be completed.

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Looking at my loan, there are accounts that match the account number and can be borrowed with an equal amount of principal (12 months). Others do not meet the application conditions. Click on the loan with equal principal amount (12

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to enter the loan period with equal principal amount (12 months) and the repayment rules. Please read the repayment rules carefully as they affect you If you understand the benefits, click Apply for a Loan.

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The lender information uses the information during Alipay authentication. If it prompts that it needs to be improved, just click to enter and complete it.

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Enter the amount you applied for and the information verification code, and finally click Submit Application

If you can apply, you can usually get the loan.

2. What are the requirements for business loans?

Coordinates include Beijing, Langfang, Sanhe, Dachang, Xianghe, and Yanjiao. Collateral: commercial housing, shops, commercial offices, apartments, and villas. The credit period of mortgage loans is 1-20 years. Different bank products have different credit periods. The annual interest rate is: 3.75%-5.2%. The repayment method is: interest first, principal and interest later. The age limit is generally between 18 and 65 years old. , if you are younger (18-22 years old), you may need your parents as a guarantor or the same borrower.

Basic procedures:

Full payment:

Prepare a personal credit report. If you are married, you need to provide a credit report for both the couple and the appropriate loan bank and loan type to avoid random applications.

Submit to the bank. Application materials: ID card, household register, marriage certificate (divorce certificate and divorce agreement are required for divorce), house book, bank statement, work certificate. If it is a business loan, you also need to provide a business license and open a bank card from the bank applying for the loan. As a repayment account.

Go to the bank and wait for approval.

After approval, get the bank loan contract and go to the real estate where the property is located to register the mortgage. >After the bank obtains the other warrants, the bank will process the loan.

2. Properties with balance payment: After the bank interview and approval is successful, the previous balance payment needs to be settled and the other warrants and loan settlements from the previous lending bank must be obtained. After completing the mortgage cancellation, take the property certificate and go to the real estate registration center where the property is located, and then obtain the newly applied bank loan contract to handle the mortgage registration.

3. Second mortgage: There is no need to settle the existing balance. After obtaining the bank loan contract, you can directly apply for the second mortgage (in some places, real estate requires a first mortgage statement from the bank that allows a second mortgage)

Credit loan application conditions: good credit data, monthly repayments for more than one year, life insurance policy 3 times in 2 years, normal provident fund payment for more than one year, business credit needs to provide normal tax payment records, or invoicing records, etc. (You can apply if you meet any of the above conditions and have a good credit record)

It should be noted that you need to know which bank loan product is more suitable for you and do not apply blindly

Three. What is the application process for Alipay business loan?

The application process for Alipay business loan is as follows:

1. The borrower logs into the Alipay wallet personal center service window and selects the cooperative merchant service to apply.

2. After the application is successful, Huabei will operate it in your personal center.

3. After the application is successful and the Huabei operating loan is successfully signed, the borrower can make regular monthly repayments, including early repayment and early repayment.

4. Borrowers can choose automatic repayment through Alipay balance, Yu'e Bao, or China Merchants Bank. Both methods can repay in advance.

5. The borrower can choose to click on early repayment before the repayment date, and then perform the early repayment operation.

6. If the borrower is overdue in repayment, the personal credit center bound to Alipay will be rated by the user and a text message reminder will be sent.

4. Hello, how to apply for Alipay commercial loan

1. First, the Sesame score must be above 600 points. 2. You need to have Huabei first, and then you can borrow money, that is, online merchant loans. 3. If your sesame score exceeds 600 points. And there are flowers. Then open the computer version of Alipay and see if you are invited to open a loan. If there is, open it.