1. bill installment: the bill installment rate is 0.75% for 3 installments, 0.70% for 6 installments, 0.65% for 10 installment, 0.60% for 12 installment, 0.60% for 18 installment and 0.62% for 24 installments. Monthly handling fee = total installment amount * monthly rate.
2. Cash installment: the cash installment rate is 0.8 1% for three installments, 0.75% for six installments, 0.75% for 12 installment, 0.75% for 18 installment and 0.75% for 24 installments. Monthly handling fee = total installment amount * monthly rate. If the current payable amount listed in the bill is fully repaid before the due repayment date, the customer can enjoy the interest-free treatment of the installment principal payable in the current month.
3. installment of car purchase: the installment fee for car purchase can be charged at one time or in installments, which is reflected in the bill of the first month after the transaction. Cardholder handling fee = installment amount × cardholder handling fee rate. According to the different dealers or models selected by customers, the handling fee rate will be different. After successful processing, customers only need to fully repay the amount payable in the current period listed in the bill before the due repayment date, and the principal payable in installments in the current month can enjoy interest-free treatment.
4. Consumption installment: The fee rate for consumption installment is divided into 3 installments, 6 installments, 10 installment, 12 installment, 12 installment, 18 installment and 24 installment. Handling fee per period = amount per period * handling fee rate of corresponding periods.
Tips: 1. The above quotation is the benchmark price of the head office. Please refer to our tips in actual operation.
2. If the amount payable in the current period listed in the bill is fully repaid before the due repayment date, the customer can enjoy the interest-free treatment of repaying the principal in installments in the current month.
3. If the customer has other installment needs, it is recommended that the customer call the hotline of China Construction Bank at 95533 and select "Credit Card Business" according to the voice prompt. "