Household registered in Suzhou: You can buy at most 3 suites (as long as one of the husband and wife is registered in Suzhou, it is deemed as Suzhou household registration), and non-Suzhou household registered can buy at most 1 suite, and you can only buy a house after paying taxes 1 year or social security certificate in Suzhou (including Wujiang District), Kunshan City and Taicang City within two years from the date of purchase.

When applying for provident fund loan for the first time, the loanable amount is 10 times of the sum of the personal account balances of the lender (if it is a family loan, the family is the same as the lender). The maximum loan for families with more than two persons shall not exceed 700,000 yuan; The maximum loan for a single family is no more than 450,000 yuan.

The down payment ratio of the first set of provident fund loans is more than 20%, the down payment ratio of the second set of provident fund loans is more than 50%, and the annual interest rate of the second set of provident fund loans is 1. 1 times of the first set of provident fund loans. Only after the first set of provident fund loans is paid off can you apply for the second set of provident fund loans, and no provident fund loans will be issued for the third and above houses.

Extended data:

Precautions:

Determination of the target of buying a house: according to the actual situation such as income and expenditure, determine the appropriate real estate, then accumulate the down payment of buying a house according to the target, finally learn the common sense of buying a house, screen the scope of buying a house, and understand certain real estate knowledge and relevant laws and regulations, while the screening of the scope recommends the newly opened small apartment, which is more reasonable, more comfortable to live in and has a relatively high return on investment in the future. ?

Ask the seller to write the exact content of the sales advertisement into the purchase contract, so as to see whether the advertisement is true or false.

There are two main points in the pre-sale permit review, to see whether the pre-sale project is consistent with the name of the real estate being sold, and whether the purchased house is within the pre-sale scope.

People's Daily Online-Suzhou introduced a new loan repayment policy to crack down on property speculation.

People's Network-Suzhou housing prices skyrocketed, the New Deal was strictly controlled, and it was urgent.