The money loaned by Anyang Rural Commercial Bank will be deposited in the borrower's bank card. Anyang Rural Commercial Bank's loan amount of less than 300,000 yuan is put into the borrower's bank card account, and the money above 300,000 yuan is transferred to a third party or made an entrusted payment. Bank loan refers to an economic behavior in which a bank lends funds to those in need of funds at a certain interest rate in accordance with national policies and agrees to repay the funds within an agreed period.