The reason why I didn't make an appointment for repayment on my ICBC app is that there is no such function. ICBC's mobile APP can't repay in advance because this function is not set in its APP module. However, because ICBC is a big bank, it has many outlets. You can go directly to the outlet for consultation, make an appointment for repayment time, and then go to the outlet for repayment.

Importance of advance booking

Appointment repayment is an automatic repayment business of credit card or loan, which can be combined with automatic repayment of debit card of our bank. Choosing full repayment and minimum repayment can be combined with automatic repayment. If there is personal online banking, agreed repayment business can be set in online banking. At that time, as long as the amount of the bound debit card is enough to repay the credit card, the bank will automatically deduct the payment. After the regular repayment is bound to the bank debit card, it is not necessary to remember the repayment date again, so as to avoid forgetting the repayment date and causing overdue repayment.