A: Hello, there are three mainstream imprest products at present. Let me introduce them to you:

1, Alipay reserve fund

Alipay's reserve fund is 500 yuan, which can be used twice a month for 7 days each time. After the first 500 yuan reserve fund is paid off, it can be borrowed. However, if you want to open the reserve fund function of Alipay, the requirements are relatively high, mainly depending on the sesame score and membership level of Alipay users. The borrower's sesame score needs to reach 650 or above, the sesame credit has no negative record, and the ant membership level is gold member or above.

2. WeChat reserve fund

Wechat's petty cash product is We2000, and the petty cash amount is 2000 yuan. To apply for WeChat reserve fund, you need to check the credit information, and the loan and repayment of the reserve fund will also be reported. Borrowers need to have good credit information and repayment ability. After borrowing, interest will be calculated on a daily basis. The specific loan interest rate is subject to the loan page.

3. Today's Headline Reserve Fund

Today's headline reserve is 5000-2000 yuan, which can be used interest-free for 7 days for the first time, and it is supported to be borrowed and returned. Through the system review, the loan funds can be received within 5 minutes at the earliest. The loan applicant must be at least 23 years old, and the activity and credibility of today's headlines can meet the requirements.

I. Alipay reserve fund

Alipay reserve fund is a small short-term loan product, which can meet the small emergency consumption needs of users. There are three kinds of quotas: 100 yuan, 200 yuan and 500 yuan, subject to the actual display on the page. There is no limit to the number of withdrawals, and the next withdrawal can only be made after each return, with each period of 7 days.

Whether the reserve fund can be opened is the result of systematic comprehensive evaluation, which has no absolute relationship with sesame seeds and cannot be manually intervened. If you can't open the reserve fund, I suggest you keep good credit and account activity and wait for the irregular evaluation of the system.

Small cash products can only meet small emergency consumption needs. If you need money badly, you can consider spending it on financial management. The application for funds is simple, the loan is fast, and the loan is flexible, so users can take the initiative to apply. The interest rate of money is transparent, and the interest rate of big brands is low. The maximum loan amount is 200,000, which can meet the needs of most lenders.

In addition to individual consumers, small and micro business owners need to start or turn over funds, and they can also consider having money to spend. The company is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

What other platforms have 500 reserve funds? These platforms are all under the reserve fund. Come on!

Now many platforms have purchased their own petty cash products. Compared with normal loans, the borrowing requirements of the reserve fund are relatively small, so many people are very interested in the reserve fund. Wechat's imprest product is We2000. In addition to WeChat, what other platforms have 500 reserve funds? Let's get to know each other.

What other platforms have 500 reserve funds?

1, headlines today

Today's headline reserve loan amount is between 500-2000, and the system will give a certain credit amount according to the borrower's comprehensive credit status, today's headline account activity and loan usage. The service period of the reserve fund is 7 days, and the first use is interest-free, and the subsequent use for 7 days requires RMB.

Today, the headline reserve fund can be received in 5 minutes at the earliest, and it can be returned with the loan. More use will help to raise the limit. If the borrower does not repay in advance, it will be returned automatically after 7 days.

2. Alipay

Alipay's reserve loan amount can be divided into three types: 65.438 million+yuan, 200 yuan and 500 yuan. The system mainly determines whether it can be opened and how much credit can be given according to the borrower's sesame credit score and Alipay membership level, and temporarily does not support increasing the loan amount.

The first use of Alipay reserve fund is free for 7 days, and there is a charge for subsequent use. The specific expenses shall be subject to the actual display on the loan page, and shall be paid in real time after withdrawal, and the expenses shall be calculated according to the actual days of use.

3. Meitu Xiu Xiu

The reserve fund of Meituan Xiu Xiu is relatively high, with a maximum loan of 5,000 yuan. The system will evaluate the amount according to the borrower's credit performance and platform activity. New users can borrow 14 days interest-free, flexible turnover, ready to use, fast arrival, and support early repayment.

In addition to these platforms, which platforms have 500 reserve funds? We need to pay more attention to the loan products of various platforms. Now many banks have their own reserve products, such as Bank of China, Agricultural Bank and Industrial and Commercial Bank of China. You can choose the appropriate reserve fund products according to your own situation.

In addition to borrowing flowers, what other reliable loans does Alipay have? Do you know all the eight major loans?

Mobile payment has become an indispensable tool in our daily life. Nowadays, many people can go out without wallets, but they must bring their mobile phones. Alipay is a mobile payment giant, and about 900 million people in China are using Alipay. It is very appropriate to use "tool library" to describe Alipay. Eating, drinking, clothing, food, housing and transportation can be solved through Alipay. For borrowers, Alipay is a "treasure App". In addition to borrowing flowers, Alipay has many hidden loans. Do you know everything?

1, loan+

Borrowing+is a series of products of ant borrowing, which mainly meets the large capital demand of users. The minimum loan+amount is 50,000 yuan and the maximum is 300,000 yuan. The repayment period is 24 months, and the daily interest rate is as low as 20,000 yuan.

It is worth noting that borrowing+is effective. It is currently valid for 30 days. If you accidentally pass the validity period, you can reapply after borrowing and paying off all the loans.

2. Alipay reserve fund.

Alipay reserve fund is a 7-day loan service launched by Alipay for some eligible users. The monthly loan amount of each person is around 500 yuan, and you can enjoy interest-free repayment within the specified period.

3. Online commercial loans.

Online business loan is an operating loan product launched by Alipay for small and micro enterprises and individual entrepreneurs. The maximum loan amount is 1 ten thousand, and the longest loan period is 12.

4. Recruit good loans

Alipay's loan requires sesame score above 600, and this kind of loan is no exception. This loan service is hidden in Alipay's sesame credit. People who want to apply for a loan must meet a prerequisite. Only when the sesame credit score reaches 600 or above can they be eligible to apply. The loan amount of a good-term loan is about 2000 to 50000, and the loan period is also calculated on a monthly basis. You just need to click on Credit Life at the entrance of Sesame Credit, find a loan with a good term and fill in the application.

5, good to borrow money.

Good Loan is a loan product launched by Mi You Finance and Alipay. Users can apply for loans online by adding "Mi You Finance" service to Alipay. The maximum loan amount supported by Good Loan is 200,000. This product requires higher personal credit status of borrowers, and only users with sesame credit score above 700 have the opportunity to obtain loan funds.

6. China Post Consumer Finance.

China Post Consumer Finance is a consumer finance platform established by China Postal Savings Bank, which supports a maximum loan amount of 50,000 yuan and a maximum loan period of 24 periods.

7. Consumer finance in Yin Bao.

Yin Bao Consumer Finance is a loan product launched by Baoshang Bank. Borrowers need to score more than 620 points and support a loan amount of up to 50,000 yuan.

8. Interesting stage.

Interesting staging is a kind of consumer staging product. As long as your score exceeds 600, you can apply for an interesting installment with a loan amount of 2,500 yuan.

It is worth noting that most Alipay loans need to meet the sesame score of more than 600 points, so it is very important to maintain good credit. If you need a loan, I suggest you apply for a loan from the bank or Alipay. These loans are safer and more reliable.

Money flower and micro-loan are loan products similar to Alipay, both of which are big brands with the advantages of reliability and low interest rate, and are deeply welcomed by borrowers. (Click here to test the amount spent for free)

Micro-loan is a consumer credit product launched by Weizhong Bank, a subsidiary of Tencent, which provides a loan amount of up to 300,000 yuan for WeChat and QQ users.

Qianhua is a credit service brand under Baidu Finance, a former subsidiary of Xiaoman Finance. It is very reliable, and the interest rate is very low, with a maximum amount of 200,000. It is worth noting that Fuhua relies on small technology. Whether it is brand background, interest rate method, risk control or technical advantage, Fuhua is trustworthy with low interest rate. The application for spending money includes two parts: age requirement and information requirement. With money, the applicant needs to be a non-college student aged 18-55. To apply, I need to provide my second-generation ID card and my debit card.

Comprehensive from: online loan home, Jufu Finance