This depends on the bank's policy, whether it is a guarantor or a guarantee company. In short, these are all policies for banks to avoid risks and minimize the risk coefficient.

If you need to provide a guarantor, the guarantor is jointly and severally liable, that is, if you make a loan, the guarantor will give you a guarantee in the future, and the credit record of the guarantor will also show the information of the guarantor.

If you need a guarantee from a guarantee company, you will feel relieved. The loan bank has a fixed cooperative guarantee company. After the loan is completed, you must pay a corresponding guarantee fee, and the guarantee company will guarantee for you.

At present, most banks guarantee customers through guarantee companies to reduce the loan risk.

At present, Tianjin mortgage does not need to provide a guarantor, and some banks do not even need a guarantee company to guarantee, but the personal qualification review is strict.

Tianjin Guanbo Loan has been engaged in Tianjin loan service industry for many years. I hope the above answers can help you.