Why is the loan from the student’s place of origin still under review?

Common reasons include: 1. The approval time has not arrived, 2. The relevant data is not filled in completely enough.

The online display of the student loan from the student’s place of origin is always under review, indicating that it is reviewing whether you meet the conditions. You will receive a text message after the review is completed. If the waiting time is too long, you can call us to hurry up. Why is my student’s place of origin loan always under review?

Is the status of the student’s place of origin loan being approved? Is the university’s admission receipt

This is only a link in the student’s place of origin student loan process. After you register at the university, you will give the acceptance certificate to the school. The school will enter the receipt into the system for confirmation, and then the bank will conduct the next step of review and finally confirm the loan.

Whether the loan status of the student’s place of origin will be failed in the approval process?

If the information submitted by the loan student is incomplete or does not meet the requirements of the student loan application source, it may not pass the review. If the loan student meets the loan conditions and the loan information submitted is true, valid, and complete, the loan status will last for a long time during the approval process and will not be rejected at this time.

Therefore, student loans are different from other loans. Some loans are displayed during the approval process, but the status is not updated afterwards. This situation indicates that the loan has not been approved.

Student loans are interest-free for several years

Students who apply for student loans are interest-free while they are in school, and all interest is subsidized by the state finance. Generally, it will not be paid until September of the year of graduation. Start charging interest.

However, if college students choose to continue studying for a higher degree (graduate degree, second bachelor's degree) after graduation, they can continue to renew the loan. After the loan renewal is successful, the student loan will continue to be interest-free.

Everyone should also note that the first five years after graduation are the grace period for principal repayment. Although interest begins to accrue, only the principal will be repaid during this period. After five years, principal repayment will begin again. interest. What happens if student loans are always under review?

The online display of the student loan from the student’s place of origin is always under review, indicating that it is reviewing whether you meet the conditions. You will receive a text message after the review is completed. If the waiting time is too long, you can call us to hurry up.

1. If you wait too long, there may be some problems with the loan. Student loans from student loan sources are renewed online and contracts signed online. It turns out that no text messages were received during the approval process. It should be that the contract signed online was not up to standard or the information provided was incomplete, so the approval was unsuccessful. Reasons for disqualification for online loans should be consulted over the phone, and the application can be successfully completed only after supplements are made.

National Student Credit Student Loans refer to student loans issued by the China Development Bank to eligible college freshmen and students with financial difficulties. They are issued by the county (city, district) where the student is registered before enrollment.

Loan targets: full-time undergraduate colleges, higher vocational colleges (the list of schools is subject to the announcement of the Ministry of Education, and is registered and valid in the China Development Bank student loan system) undergraduates, graduate students and second-level degree students.

The loan conditions are as follows:

(1) Students who apply for credit student loans from their place of origin must meet the following conditions:

1. Have a certificate of the People's Republic of China** *Japanese nationality;

2. Be honest, trustworthy and law-abiding;

3. The establishment and implementation of higher education has been approved in accordance with relevant national regulations, and a true, legal and valid admission notice has been obtained Freshmen or undergraduates, graduate students, second-level degree students in colleges and universities formally admitted to full-time undergraduate colleges, higher vocational colleges and central, regional and foreign colleges and universities;

4. Students before admission The household registration is in the same county (city, district) as the household registration of his parents (or other legal guardians);

5. The family has financial difficulties and the available income is not enough to pay the tuition fees required to complete studies during the school period. , accommodation fees.

(2) Student families applying for credit student loans from student sources should meet the following conditions:

1. No bad credit record;

2. Family finances Difficulties should generally meet one of the following basic characteristics:

① Registered poor households, low-income households, and poor households in rural pastoral areas;

②Families of orphans and disabled people;

③ Suffering from natural disasters and man-made disasters, causing heavy losses and being unable to pay student fees;

④ Family members suffering from serious diseases;

⑤ The main income earner of the family Lost the ability to work;

⑥Single-parent families with unstable income;

⑦Old, young, marginalized, poor and poor families in remote rural and pastoral areas;

⑧Families where both or one parent is unemployed;

⑨Other poor families.