The time for ICBC to lend money will be different due to various factors, such as the type of loan, the applicant's credit status, whether the materials provided by the applicant are complete and so on. Generally speaking, from the beginning of the formalities to the loan, you need to go through the following steps:

Fill in the loan application form and submit the required materials, such as ID card, work certificate, income certificate, etc.

The bank examines the information and credit records provided by the applicant and conducts credit approval;

Sign a loan contract and provide the required guarantee or collateral;

Confirm the purpose of the loan and complete the loan procedures.

Generally speaking, the whole process takes 3- 10 working days, and the specific time will vary according to personal circumstances and bank review process. Some loan types (such as personal micro-credit loans, credit card installment payment, etc.). ) It may be faster, and it may only take 1-2 working days. However, for loans with a large amount, it takes longer to review the loan.

It should be noted that when applying for a loan, it is necessary to plan the purpose of the loan in advance and try to prepare all the required materials so as not to delay the examination time. At the same time, make a reasonable financial plan to avoid excessive borrowing, so as not to cause unnecessary pressure on personal finance.

2. I would like to ask how long it will take ICBC to apply for a mortgage.

It takes about 30 working days for ICBC's mortgage to apply, approve and lend. Generally, ICBC's mortgage approval will be completed within 15 working days. If the applicant submits complete information and fully meets the loan conditions of ICBC, the loan approval can be completed within 2 working days. After the approval, the bank will inform the applicant to go to the counter to go through other formalities. After all formalities are completed, ICBC will lend money in about 7 working days. For more information on how soon ICBC can apply for a mortgage, please visit:/ask/904cd21615829866.html? Zd view more content

3. My mortgage loan formalities at ICBC have been approved. When can I release the loan?

Ask the loan officer who handles the loan for you. If you want to hurry up, you can lend money with a receipt, and you can lend money within 3 working days after the transfer. 400 yuan guarantee fee is required. If you use other documents to lend money, it usually takes 15 to 22 working days to get the real estate license, and the bank will lend money 3 to 5 working days after getting the real estate license.

4. My mortgage loan formalities at ICBC have been approved. When can I release the loan? ...

Ask the loan officer who handles the loan for you.

If you want to hurry up, you can lend money with a receipt, and you can lend money within 3 working days after the transfer. 400 yuan guarantee fee is required.

If you use other documents to lend money, it usually takes 15 to 22 working days to get the real estate license, and the bank will lend money 3 to 5 working days after getting the real estate license.