1, in line with the relevant national industrial policies and foreign trade policies, and the products traded are within the scope of national policies.

2, the loan must conform to the principle of economic interests, to ensure timely repayment of principal and interest.

3. The loan applicant must be an enterprise legal person approved by the competent department, hold a business license issued by the administrative department for industry and commerce, have certain self-owned funds, conduct independent accounting and engage in import and export business.

4. The loan applicant should have good credit standing, no bad records and the ability to repay the principal and interest on schedule; At the same time, an account has been opened in the loan bank, and a certain proportion of the loan amount has been reserved in the account. It is necessary to ensure that financial information reflecting the credit status is submitted to the lending bank on a regular basis.

5. Other conditions, such as maximum loan amount, term, loan currency, repayment method, mortgage, pledge, guarantee, etc.