The car owner needs to handle it in person. The car owner can also ask the car owner to cancel the mortgage if the car is not there. It needs to be done at the Manzhuang Vehicle Management Office.

After the loan is repaid, go to the bank to get the vehicle registration certificate. The bank needs to provide the bank's organization code certificate (with official seal) and a power of attorney. The content of the power of attorney is to authorize the car owner to bring the registration certificate to handle the cancellation of the mortgage. Business (with official seal).

The car owner brings the above three materials to handle the mortgage release business. After the process, the registration certificate will indicate 'release of mortgage' in the registration column. The registration bank no longer owns the vehicle, and it officially belongs to the owner.

Article 42 of the "Motor Vehicle Registration Regulations" To apply for a motor vehicle pledge record or to cancel a pledge record, the owner of the motor vehicle and the pawnbroker must apply together. The owner of the motor vehicle should fill in Application form and submit the following certificates and vouchers:

(1) Identity certificate of the owner of the motor vehicle and the pawnbroker;

(2) Motor vehicle registration certificate.

The vehicle management office shall review the submitted certificates and vouchers within one day from the date of acceptance, and endorse the content and date of the pledge filing or the cancellation of the pledge filing on the motor vehicle registration certificate.

Reference for the above content: Baidu Encyclopedia-Motor Vehicle Registration Regulations