At present, the Agricultural Bank of China is all over the streets, and its outlets are widely distributed. It is convenient for ordinary people to do business. If they are short of money temporarily, they can consider the unsecured loan of Agricultural Bank of China. So what are the specific application conditions? How to apply for an unsecured loan from ABC?

First, the Agricultural Bank of China unsecured loans.

This unsecured and unsecured way is the most popular credit loan at present, and you can apply for a loan from the bank without any collateral, just need identification, income, address and other materials. Agricultural Bank of China will issue loans according to personal credit status, and individuals with good credit status will get a higher amount, and the loan interest will generally be higher than mortgage loans. This method mainly evaluates the qualifications and credit of borrowers.

Two, China Agricultural Bank unsecured loan application conditions.

1, a mainland citizen aged between 18-65, with full capacity for civil conduct and holding his/her valid identity document;

2. Having a fixed residence or a certificate of local residents or permanent residents at the place where the loan is handled;

3. Have a stable occupation and income, and have the ability to repay the loan principal and interest; Good personal credit and clear property rights; No gambling, drug abuse and other bad habits.

4. Open a personal account in the Agricultural Bank, and be willing to accept the credit and settlement supervision of the Agricultural Bank.

5. Meet other conditions stipulated by the Agricultural Bank.

3. What about the unsecured loan of ABC?

Generally speaking, the maximum amount is 300,000 yuan. The loan amount depends on one's own property, economic income and comprehensive credit, and borrowers with different qualifications get different amounts. The loan period for individual customers is generally 2 years, and the loan without secured credit is valid for no more than 3 years.