It has a great impact!

First of all, you become a creditor. Before he repays the bank loan, you have to owe the bank money. A house slave with no debt repayment pressure. Haha

Secondly, if you want to invest or something in the future, you need to go to a bank for a loan. According to the current financial system and the Internet of bank information, I'm afraid you won't be able to get the loan as you wish.

Furthermore, there are still many unknown manifestations of future impacts. Policies these days are like the weather, changing all the time. It’s hard to say. It may be beneficial to you, or it may be harmful to you. You still have to ask the leaders who wrote the policy in this area first!