Spend money by fun, spend money by borrowing money, and get a good loan.

2. Which platforms are the easiest for Alipay loans to pass?

There are mainly the following types: First, flower buds are consumer credit products provided by Ant Financial, "buy this month and pay it back next month", with a maximum amount of 50,000 yuan. The use rules of flower buds are similar to those of credit cards, and there is a certain interest-free period. As long as the user can repay in full and on time, there is no need to pay interest or other fees without using the installment function. Second, borrowing money is a product in Alipay, which belongs to personal consumption credit loans. At present, the maximum loan amount is 300,000 yuan, the longest loan period is 12 months, and the daily loan interest rate is 0.0 15%-0.06%. Third, borrowing can be understood as an upgraded version of borrowing. This product is a series of loan products jointly launched by Ant Financial and China Post Consumer Finance, which mainly meets a large number of needs of high-quality users, such as marriage, home improvement and tourism. Fourth, the reserve fund Alipay reserve fund is a small short-term loan product, which can solve the consumer demand for small emergencies. There are three quotas: 65,438+000 yuan, 200 yuan and 500 yuan, subject to the actual display on the page; There is no limit to the number of withdrawals, and the next withdrawal can only be made after each return, with a term of 7 days each time. Alipay reserve fund does not support installment repayment, and each repayment must be repaid in full. At present, new users use it for 7 days for free for the first time, and then use it again. The specific cost is subject to the actual display of the page. V. Online merchant loan Online merchant loan is an operating loan launched by online merchant banks for small and micro enterprises and individual entrepreneurs. It is an unsecured and unsecured pure credit loan based on the operator's operation and credit situation. It has the characteristics of fast loan and flexible loan. : What other reliable loans are there? In addition to the loans in Alipay, micro-loans and rich flowers are also formal credit brands. Micro-loan is a pure online micro-credit loan product launched by Tencent Weizhong Bank. Qianhua is a credit brand of Xiaoman Finance, which has launched different products for individual consumers and small and micro business owners. At present, the maximum loanable amount provided by micro-loans and rich flowers for borrowers is 200,000 yuan. Operating environment: vivos 6pd.19.62.a.15.43 AliPay: 10.2.53.7.000 Small loan: 2. 1 money spent: 5.7.5.

3. Is it easy for Alipay online merchants to get bank loans?

Alipay online merchant bank loan is a kind of loan method for some people to solve their own financial problems. Everyone in Alipay likes this kind of loan. Alipay online merchant bank loan seems to be less well known than borrowing money, but it is actually a loan platform. So, is it easy for Alipay online merchants to borrow money from banks? What are the conditions for application?

In fact, as long as users meet the requirements of Alipay, you can get micro-credit loans regardless of your income.

Alipay online merchant bank has the following conditions:

1

Sesame points must have a chance to borrow ants. Note that this refers to opportunities, not necessarily.

2

Users who frequently use Alibaba products, including those who buy financial products under Ant Financial, such as Yu 'ebao of Ant Wealth, Lucky Treasure and Alipay's entertainment treasure, are hardly qualified only by using Taobao and Alipay.