Wan Xiaoshi is a microfinance provider operated by Beijing Zhangzhong Wealth Asset Management Co., Ltd. The platform mainly aims at people with credit records but unable to obtain traditional bank loans, and provides users with fast and convenient loan services with the help of big data and risk control technology.

When the user borrows money, Wan Xiaoping needs the user to provide personal information and credit records, and will decide whether to approve the loan application according to the user's credit situation and repayment ability.