We all know that Beijing is a high-tech developed area, and Beijing is also the capital of our country, so it is often a very decent thing to have a house in Beijing. Many people also want to buy a house in Beijing, but they can't meet the requirements of buying a house in Beijing. So what conditions do you need to meet if you want to buy a house in Beijing? The conditions for buying a house in Beijing are: tax payment certificate (personal income tax) or social insurance certificate for five consecutive years in Beijing; Two: a valid Beijing temporary residence permit; Three: The buyer has no room in Beijing. If he got married, neither husband nor wife has a house in Beijing now; Id card, marriage certificate, household registration book. Five: Buying a suite with a loan outside Beijing meets the above conditions. The down payment is more than 60%, including 60%, and the loan interest rate rises 10%. 6. There are no above restrictions on collective hukou, but collective hukou is not counted as Beijing hukou now. You must find a unit that accepts the account and issue a certificate of acceptance to be effective. Only in this way can we buy a house in Beijing. Seven: to verify the qualification of buying a house through a single tax, you need to pay personal income tax in Beijing for more than five years (inclusive), that is, pay personal income tax at least once a year for five years (not zero) from the year before the application year, and the payment year cannot be interrupted, and the overdue payment is invalid. Eight: According to Beijing's housing purchase restriction policy (Beijing Zhengban Fa [2011] No.8), non-Beijing families who have no houses should pay social insurance or personal income tax continuously for five years. The Housing and Urban-Rural Development Committee and the Beijing Municipal Bureau of Human Resources and Social Security * * * have determined the standard of continuous payment of social security for five years: continuous payment of old-age insurance for 60 months from the last month of application, and the month of application must be in a normal state of participation. From 20 12 12 18, the payment of social security will not be recognized in the qualification examination of house purchase. The method for non-Beijing hukou to obtain the qualification to purchase houses in Beijing: 1, and pay social security or individual tax for five consecutive years. 2. Marry a Beijinger. 3. Obtain a work residence permit in Beijing. If you are in a hurry to buy, you can also choose to buy 50 years of property rights indefinitely. Most of the houses with 50-year property rights are commercial and residential buildings without gas, but some of them are completely designed according to residential buildings. You can choose according to your actual situation. 1. Precautions for novices to buy a house: 1, determination of the goal of buying a house, rational and planned consumption-the premise of buying a house. Decide your own property according to your own income, expenditure and other actual conditions. Don't buy a house just to buy three rooms and two halls, one step at a time; However, from the actual situation, a good plan can actually meet the basic housing needs and avoid unnecessary extra burden, and it is very important to cultivate a gradient consumption concept. 2. The accumulation of down payment for buying a house-the key to buying a house. Set a goal first, such as paying a down payment within five years after graduation, so in order to achieve this goal, distribute your income reasonably. Set aside a part of funds regularly every month and make a regular quota plan. Because if a compulsory savings plan with a regular quota is set up, a sum of money must be raised regularly every month, which means that the available funds must be reduced, so consumption can be more rational. Little by little accumulation is a fortune. In addition, it is suggested that you can borrow the down payment from your parents first and then pay it back later, which can shorten the accumulation time and reduce the potential price increase cost. 2. Precautions for buying a house with a bank loan: 1. Do not use the provident fund before applying for a loan. If the borrower takes the balance of the provident fund to pay the house payment before the loan, the balance of the provident fund in your provident fund account will be zero, and your provident fund loan amount will be zero, which means you will not apply for a provident fund loan. 2. Don't repay the loan in advance in the first year. According to the relevant provisions of the provident fund loan, part of the prepayment should be made one year after the repayment, and the amount you return should exceed the repayment amount of six months. Don't forget to find the bank around you if you have difficulty in repaying the loan. Don't insist on it yourself when your solvency drops during the loan period and it is difficult to repay. ICBC customers can apply to ICBC for extending the loan term. According to our investigation, if there is no default in loan principal and interest, we will accept your application for extension. 4. Don't forget to inform when renting a house after the loan. When renting a mortgaged house during the loan period, the lessee must be informed of the mortgage facts in writing. Don't forget to cancel the mortgage after the loan is paid off. When you have paid off all the loan principal and interest, you can go to the district/county real estate trading center where the property is located to cancel the mortgage with the bank's loan settlement certificate and other real estate rights certificates of the collateral. 6. Don't lose the loan contract and IOUs. To apply for a mortgage loan, the loan contract signed between the bank and you and the iou are all important legal documents. As the loan term can be as long as 30 years, as a borrower, you should take good care of your contracts and IOUs. For people who want to buy a house in Beijing, they must meet the relevant conditions, because we all know that Beijing has a large population and houses are not directly proportional to people, so houses are generally sold to people with Beijing hukou, but now they are not, as long as they meet the relevant regulations. Under normal circumstances, it is enough to meet the relevant provisions of social security.