Dear friends, the lender can inspect and supervise the use of the loan according to the agreement. Do you know what the contract is like now? Here I would like to share with you some model clauses of personal loan guarantee contract, hoping to help you.
Selected model essay of Personal Loan Guarantee Contract 1 Borrower: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Lender: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Guarantor: _ _ _ _ _ _ _, ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
The above three parties have reached the following agreement on the basis of voluntariness, equality and consensus, which shall be abided by * * *:
Article 1: The Lender issues RMB _ _ _ _ _ _ _ _ _ (in words: _ _ _ _ _ _) to the Borrower; The loan interest rate is _ _ _ _ _ _ (in case of national interest rate adjustment or the borrower fails to pay interest to the lender on time, it shall be handled according to the relevant regulations of the People's Bank of China), and the loan term starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Article 2: After the loan term expires, the borrower shall pay the lender the loan principal and interest in one lump sum.
Article 3: The guarantor's guarantee period is from year to year.
Article 4 The scope of the guarantor's guarantee includes the principal creditor's rights, interest and the expenses for realizing the creditor's rights.
Article 5 When the borrower fails to repay the principal and interest on time after the loan expires, the guarantor shall be jointly and severally liable for the borrower's debts.
Article 6: During the loan period, if the borrower or guarantor changes his domicile and contact information, he shall notify the lender within 7 days after the change; Otherwise, the relevant documents with original contact information and original address sent by the lender to the borrower and the guarantor shall be deemed as delivered.
Article 7 Any dispute arising from this contract shall be under the jurisdiction of the people's court where the lender is located.
Article 8 Other matters that need to be clarified.
Article 9 This contract is made in triplicate, with the Borrower, the Lender and the Guarantor holding one copy respectively. It will take effect as of the date of signature by all parties. After the loan principal and interest are paid off, this contract will automatically become invalid.
Borrower: _ _ _ _ _ _ Lender: _ _ _ _ _ _ _ Guarantor: _ _ _ _ _ _ _ _
Date of signature: _ _ _ _ _ _ _ _ _ _ _ _
Model text of personal loan guarantee contract 2 Borrower (Party A): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Lender (Party B): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
In accordance with Article _ _ _ _ and other relevant laws, regulations and rules, Party A and Party B, through consultation, hereby enter into this Contract for mutual compliance.
Article 1 Currency, amount, term and purpose of the loan
1, the loan currency is _ _ _ _ _, and the loan amount is _ _ _ _ (in words).
2. The loan term is _ _ _ _ months (that is, from _ _ _ _ to _ _ _ _ _).
3. Party A shall use the loan for _ _ _ _ _.
The loan funds under this contract are special. Without the written consent of Party B, Party A shall not change the purpose of the loan. ..
Article 2 Loan interest
The interest on this loan is _ _ _ _ _ _%.
Article 3 Repayment
Party A shall repay the loan according to the principle of paying interest first and then repaying the principal. Party A shall return the loan together with the capital occupation fee to Party B on the maturity date of the loan.
Article 4 Loan guarantee
Party A shall provide Party B with a loan guarantee that meets Party B's requirements, and the guarantee contract shall be signed separately by Party B and the guarantor.
Article 5 breach of contract
1. Party A is in breach of contract under any of the following circumstances:
(1) Any statement and guarantee made by Party A in violation of Article 5 is untrue, inaccurate or misleading;
(2) Party A fails to perform or fails to fully perform any obligation agreed in Article 6;
(3) Party A fails to repay the principal and interest of any loan under this Contract in full and on time as agreed;
(4) Party A fails to use the loan according to the agreed purpose;
(5) Party A fails to withdraw the loan as agreed in Article 3 of this Contract or adopts the method of "breaking the whole into parts" to evade the entrusted payment method of Party B;
(6) Party A stops the project construction or production and operation;
(7) Party A transfers or conceals property at a low price, exempts or cancels debts of a third party, or delays the exercise of creditor's rights or other rights, which Party B thinks may endanger the security of creditor's rights under this contract;
(8) Party A fails to perform other debts to Party B, or Party B discovers that Party A has other behaviors of defaulting on debts;
(9) Other events that may adversely affect Party A's ability to repay debts occur, or Party A clearly indicates or indicates by its actions that it will not perform its obligations under this Contract;
(10) Party A (being) applied for bankruptcy;
(1 1) Party A violates other obligations agreed in this contract.
2. During the guarantee period, in any of the following circumstances, Party A fails to provide a new guarantee that meets Party B's requirements, which constitutes Party A's breach of contract:
(1) Violation of any agreement in the guarantee contract or any falsehood, error or omission in the matters stated and guaranteed;
(2) As a guarantor, the legal person or other organization undertakes contracting, custody (takeover), leasing, shareholding system reform, reduction of registered capital, investment, joint venture, merger, acquisition and reorganization, division, joint venture, (application) suspension of business for rectification, application for dissolution, (application for bankruptcy), change of controlling shareholder/actual controller or transfer of major assets, transfer of property at low price or free of charge, and reduction or exemption of articles. In Party B's opinion, the ability of the guarantor to undertake the guarantee responsibility may be affected by the heavy penalty imposed by the competent authority, cancellation of registration, revocation of business license, failure of the legal representative or principal responsible person to perform his duties, major legal disputes, serious difficulties in production and operation or deterioration of financial situation;
(3) The guarantor refuses Party B to supervise its funds and property;
(4) The guarantor provides a guarantee beyond its own affordability to a third party;
(5) Other circumstances in which the guarantor has lost or may lose his guarantee ability.
3. During the mortgage or pledge period, if one of the following circumstances occurs, Party A fails to provide a new guarantee that meets the requirements of Party B, which constitutes Party A's breach of contract:
(1) The mortgaged property or rights are damaged, lost or reduced in value due to the actions of third parties, state expropriation, confiscation, requisition, unpaid recovery, demolition, market changes or any other reasons;
(2) The mortgaged property or right is sealed up, detained, frozen, deducted, retained, auctioned, supervised by _ _ _ _ _ _ or disputed in ownership;
(3) The mortgagor or pledger violates any agreement in the mortgage contract or pledge contract, or there are any falsehoods, errors or omissions in the matters stated and guaranteed;
(4) Other circumstances that may endanger the realization of Party B's mortgage or pledge.
4. If the guarantee is invalid, invalid, revoked or dissolved, the guarantor breaches the contract, or explicitly expresses or shows that he does not perform the guarantee responsibility by his behavior, or the guarantor partially or completely loses the guarantee ability, the value of the collateral decreases and other circumstances that Party B thinks may endanger the security of the creditor's rights under this contract, Party A fails to provide new guarantee as required by Party B, which shall be regarded as breach of contract.
Article 6 Remedies for Breach of Contract
(1) Stop issuing the loan under this contract;
(2) Announce that the loan is due immediately, and require Party A to pay off all the loan principal and interest and related expenses immediately;
(3) Require Party A to correct the breach of contract within a time limit and compensate the corresponding losses;
(4) Require Party A to provide new guarantees that meet the requirements of Party B for all debts under this contract;
(5) Exercise the security right;
(six) commissioned by a third party or through public media announcement for collection or recovery;
(7) Recover the principal and interest of the loan and all expenses arising therefrom through legal means;
(8) Termination of the contract;
(9) Other relief measures that have the right to take.
Article 7 Dispute settlement
Any dispute arising from this contract can be settled by both parties through negotiation. If negotiation fails, a lawsuit can be brought to the people's court of Party B's domicile.
Article 8 number of contract copies
This contract is made in duplicate, one for Party A, with the same legal effect.
Borrower (signature): _ _ _ _ _ _ _ _ _ Lender (signature): _ _ _ _ _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Model text of personal loan guarantee contract 3 Lender of Party A: _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _
Borrower of Party B: _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _
Guarantor of joint and several liability: _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _
Party A and Party B and the guarantor of joint liability have reached the following agreement on the basis of fairness and voluntariness:
1. Party A is willing to lend Party B RMB _ _ _ _ ten thousand Yuan only (￥) for _ _ months, starting from _ _ _ _ _.
2. The monthly interest rate is _ _, and Party B shall pay _ _ times of interest every _ _ months without default. Party B guarantees to repay the loan on time. If the loan cannot be repaid on time, Party B shall bear the travel expenses of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
3. Party A may freely transfer the creditor's rights under this contract to others, and Party B shall not object. Party B shall repay the loan in the order of interest first and principal later.
Four. Party B shall find three joint and several liability guarantors to ensure the performance of this contract. The guarantor of joint and several liability is willing to return the principal, interest, travel expenses, _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Verb (abbreviation of verb) When Party A and Party B and the guarantor of joint liability sign this contract, they fully understand and agree to all the terms of this contract.
Party A: _ _ _ _ _ _ _
Party B: _ _ _ _ _ _
Guarantor of joint and several liability: date of contract signing: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Model text of personal loan guarantee contract 4 Guarantor (Party A): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Legal Representative: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Counter-guarantor (Party B): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _
Whereas Party A has provided joint and several liability guarantee for (hereinafter referred to as "the Borrower") applying for a loan of RMB ten thousand Yuan only (RMB _ _ _ _ _ _ _ _) from Bank of Communications Co., Ltd. (hereinafter referred to as "the Lender"), and Party B is willing to provide joint and several liability guarantee for the loan applied by the Borrower in order to realize the guarantor's security right. According to the General Principles of the Civil Law and other relevant laws and regulations, Party A and Party B sign this contract through consultation.
Article 1 Time limit for performance of principal creditor's rights and debts
Article 1. 1 According to the Loan Contract signed by the Borrower and the Lender and the Guarantee signed by Party A and the Lender, the amount of the principal creditor's rights is RMB _ _ _ _ _ _ _ _ _ _ (Yuan), and the repayment period of the Borrower's debts is _ _ _ _ _. It is tentatively set at _ _ _ _ _ _ _ months, counting from _ _ _ _ _ _ _ _ years.
Article 2 Scope of Guarantee Counter-guarantee
Article 2. 1 Party B shall provide joint and several liability guarantee counter-guarantee for all the guarantees under the Guarantee Contract signed by Party A and the Lender, and the scope of guarantee includes principal, interest, compound interest, penalty interest, claim expenses, legal fees required by Party A to pay off all the compensation, lawyer's fees, notice fees, dunning fees and all other related expenses.
Article 3 Time limit for guaranteeing counter-guarantee
Article 3. 1 The time limit for Party B to guarantee counter-guarantee is: 2 years from the date of the borrower's debt performance.
Article 4 Guarantee methods of counter-guarantee
Article 4. 1 The way for Party B to guarantee counter-guarantee is joint and several liability guarantee.
Article 5 Guarantee the performance of counter-guarantee obligations
Article 5. 1 If Party A has fulfilled the compensatory obligations to the borrower in accordance with the guarantee contract signed with the lender, Party B shall immediately repay the compensated loan principal and interest, penalty interest, liquidated damages, damages, lawyer's fees, lawyer's network fees, notice fees, reminder fees and all other related expenses to Party A in accordance with Article 2 of this contract.
Article 6 Other obligations of Party B
Article 6. 1 According to Party A's requirements, Party B shall provide Party A with its real estate status and corresponding information, and guarantee the authenticity, legality and completeness of the information.
Article 6.2 Cooperate with Party A to inspect, understand and supervise the Borrower regularly or irregularly.
6.3 Party B shall not evade the guarantee and counter-guarantee responsibilities by illegal means or actions.
Article 7 Settlement of disputes
Article 7. 1 All disputes arising from or related to this contract can be settled by both parties through consultation. If negotiation fails, a lawsuit shall be brought to the court with jurisdiction where Party A is located.
Article 8 Others
Article 8. 1 This contract is made in duplicate and shall come into force after being signed and sealed by both parties.
8.2 For matters not covered in this contract, Party A and Party B may supplement it separately through consultation, and the supplementary agreement has the same legal effect as this contract.
Article 9 Other matters agreed by both parties.
Party A: _ _ _ _ _ _ _ _ _ _ _ _ _ (seal) Party B: _ _ _ _ _ _ _ _ _ (signature)
Legal representative (or authorized agent): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Personal loan guarantee contract model text selection 5 rural personal loan guarantee agreement
Party A: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
In order to ensure the performance of _ _ _ _ _ _ _ _ _
Article 1 According to the master contract, Party A and Party B shall perform the following obligations: _ _ _ _ _ _ _ _.
Article 2 Party A shall pay Party B a deposit of RMB _ _ _ _ _ _ _ _ within _ _ _ _ days from the date of signing this contract.
Article 3 After this contract comes into effect, neither party may change or dissolve it without authorization, unless both parties reach a written agreement through consultation.
Article 4 After Party A has fulfilled its obligations under the master contract, Party B shall return the deposit or use the deposit to offset the amount payable by Party A to Party B. ..
Article 5 If Party A fails to perform the main contract, it has no right to demand the return of the deposit. If Party B fails to perform the main contract, it shall double the deposit. The execution of the deposit penalty does not affect the right of either party to claim compensation.
Article 6 This contract shall come into effect as of the date when both parties sign and pay the deposit.
Party A (official seal): _ _ _ _ Party B (official seal): _ _ _ _ _
Legal representative (signature): _ _ _ _ _ Legal representative (signature): _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _