First of all, Meituan Commercial Loan is a small loan product of Meituan Company, which is also supervised by the national network management department and financial management institutions. More formal, you can apply with confidence. If you want to apply for a commercial loan in Meituan, you need users aged between 22 and 55, and have a business license for continuous operation for more than half a year, and the registration time of the license shall not be less than one year. Otherwise, the application will be rejected directly. Because it is a commercial loan, the amount of open application is also relatively high. The first application can generally be tens of thousands, and the interest rate is relatively low. It's just that the application threshold is high, and it's more difficult to apply if the credit is bad.

Extended data:

I. Application conditions of Meituan Venture Loan:

1. The borrower is 20 to 60 years old (inclusive) and has full capacity for civil conduct;

2. Personal credit information is good;

3. The actual operator of the store has a business license;

4. The store is open normally;

5. The daily operation flow of an enterprise or store cannot be very low;

6. Other conditions specified by the platform.

Second, is the Meituan business loan credit?

If Meituan Commercial Loan is used for credit investigation, it must be repaid on time after lending. Otherwise, after the overdue records are uploaded for credit investigation, it will affect individuals to apply for loans in the future. If it is not returned, the record will be kept in the credit report for 5 years, and will disappear automatically after 5 years.

Third, the groups targeted by Meituan's commercial loans:

Meituan commercial loans are mainly aimed at businessmen of Meituan. This is a commercial credit loan. When applying, all processes can be completed directly on the mobile phone. It can be repaid with the loan, and there is no handling fee when borrowing, and the user is not required to submit any mortgage.

Fourth, the loan amount of Meituan Commercial Loan

The loan amount of Meituan Commercial Loan is generally 1 ~ 3 times that of monthly running water, with a maximum of 1 10,000 and a daily interest rate of 3. Five ten thousandths. It is a pure credit loan, online application, online lending, no face-to-face signing, 7*24-hour service, the fastest approval in 30 seconds, 1 minute lending.

It is best to measure your repayment ability when using Meituan Commercial Loan. If the income you don't have is relatively stable, it is no problem for users to borrow money. If the income is not very stable, we should borrow carefully at this time to prevent overdue repayment from happening on time.