Buying a house by loan is the income ability of the mortgage applicant, that is, the income ability of the buyer. As the transferor, the seller does not participate in the loan. If you want to borrow money to buy a second-hand house, the lender should go to the bank in advance to prepare the bank flow.

Second-hand housing loan process is:

1, prepare materials

Step 2 evaluate

3. Bank approval

4. Transfer and lending