Beijing is a city that many people yearn for. There are different types of houses here. For example, commercial housing is the most common type of housing in Beijing. However, not all people can afford commercial housing. Commercial and residential apartments are relatively affordable and can be used for office or residence. But if you want to buy this house, we need to meet the conditions. So Bian Xiao will tell you the conditions for buying commercial and residential apartments in Beijing. What's the difference between a commercial apartment and a residence?

Purchase conditions of commercial and residential apartments in Beijing

To buy a commercial and residential house in Beijing, you must meet the following conditions: house price 1. The buyer has no housing or commercial property registration record in Beijing; 2. If it is a foreign household registration, you need to have a valid residence permit in this city; 3. Since the date of applying for buying a house, you must pay social insurance or personal income tax for more than 5 years in this city.

The difference between commercial and residential apartments and houses

1, different property rights. First of all, there is no limit on the use time of houses, but there are restrictions on the use of land property rights. Generally speaking, the service life of land will be divided into 40 years, 50 years and 70 years, of which 40 years will be commercial land and 70 years will be residential land.

2. Water and electricity charges are different. The house belongs to civil residence, and the water and electricity charges are charged according to the civil water and electricity standards; Commercial apartments belong to commercial houses, and utilities are charged according to commercial water and electricity standards. In the long run, the water and electricity expenditure of residential buildings will be reduced by half compared with that of commercial apartments.

3. Different living comforts. Generally, there are two stairs, three or four, with few people, which will not bring trouble to travel and have better privacy; Commercial apartments usually have two stairs and ten households, or even more. There are not only many people but also chaos, and security and privacy cannot be well guaranteed.

4. The interest rate is different from the down payment. If you plan to buy a commercial apartment through a loan, you need to follow the rules of commercial housing. The down payment ratio of the first suite is generally not less than 50%, and the loan interest rate will be relatively high. If you borrow money to buy a house, the down payment ratio is usually not less than 30%, but it will vary according to regional differences.

5. Different lighting conditions. Some commercial apartments have no windows in bathrooms and kitchens, and balconies are also inner balconies, so the lighting conditions are not very good. According to the Code for Design of Residential Buildings, residential buildings must meet the sunshine, lighting and other related conditions. Therefore, the current residential buildings are mostly bright kitchens and bathrooms, and the lighting conditions will be much better than those of commercial apartments.