This problem should be analyzed from several aspects:

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2. If the application for quick loan from CCB is overdue, it will directly affect the credit investigation and leave a bad record. When applying for a mortgage, the bank will think that your willingness to repay is relatively poor, and insufficient repayment ability may lead to the failure of mortgage approval.

3. There are too many loan applications. Jianxin Express Loan has many loan products, such as Express E-loan, Financing E-loan, Pledged E-loan, Car E-loan and Wo E-loan. If necessary, you can apply for some of them appropriately, but don't rely too much on such loans. The bank will think that you often borrow money regardless of the size and amount, and your financial situation may be a bit poor.

Why should CCB use fast loans with caution?

1, maintain a good reputation. CCB Express Loan can be used, but you must remember to repay it on time and don't forget to pay it back, otherwise it will have a great impact on credit.

2. Do it moderately. In any case, there will always be some disadvantages if there are more times, and so will CCB's fast loans. Don't use it frequently.

3. Time is very important. If you plan to apply for a mortgage within six months, it is best not to apply for a quick loan from CCB, and it is more appropriate to apply after the mortgage is approved.