1. No mortgage or guarantee from others is required, and the application is pure credit.

2. Minsheng Bank's personal credit loan amount is relatively high, reaching 6,543.8 billion yuan.

3. The monthly interest rate of personal credit loan of Minsheng Bank is 0.5%, which is more favorable than other banks.

The personal credit loan of Minsheng Bank can last for up to 3 years, and it takes a long time.

5. Quick approval and loan processing. Minsheng Bank can usually lend money within 3 working days.