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Can ICBC credit cards save money?
ICBC credit cards can be used to deposit money, and the deposited money is called overpayment.

Credit card overpayment refers to the funds deposited in the credit card account by credit card customers, and a handling fee is required to take out the overpayment.

Overpayment of credit cards can increase the available amount of credit cards and can be used for consumer repayment. Deduct the overpayment before deducting the credit line.

ICBC does not calculate interest on credit card deposits, and there is a handling fee for withdrawing money. ICBC Credit Card does not encourage users to deposit money in the card. If you want to save money, you can use a savings card.