The spouse of Ping An Bank is not allowed to sign a full car loan without being present. If the borrower is married when handling the mortgage loan, both husband and wife need to come forward to handle it;

1. Conditions for applying for automobile mortgage:

1. The loan applicant is a China citizen aged 18-65;

2 have a stable economic income and the ability to repay the principal and interest of the loan;

3. The borrower has a good credit record and no bad credit record;

4. Legal and valid certification materials of mortgaged cars (vehicle registration certificate, etc.). );

5. Other conditions stipulated by the lending bank.

Second, the vehicle conditions:

/kloc-cars within 0/.5 years,

2. Cars in this city,

3. There are formal procedures,

Self-use vehicles with less than 4.9 seats,

5. A car in someone's name

Three. Information on automobile mortgage preparation:

1. ID cards of both husband and wife

2. Marriage certificate

The banks of both sides have been running for nearly six months.

4. Social security card

5. Testimony or business license (including but not limited to real estate, other tools, wealth management, funds, stocks, precious metals and other financial resources)

6. Vehicle registration certificate

7. driving license

8. Compulsory insurance policy

9. driver's license

10. Main temporary residence permit;

1 1. Loan commitment letter and use contract.